The Process
Simple. Fast.
Reliable.
Four steps from deal submission to funded EMD — designed for deal-makers who move fast and can't afford delays.
4 Steps
From inquiry to funded
Step by Step
From inquiry to funded EMD —
here's exactly what happens.
Submit Your Deal
Fill out our one-page deal submission form with the property address, purchase price, required EMD amount, and target closing date. No financial statements, no tax returns — just the deal.
- ✓Property address and asset type
- ✓Purchase price and EMD amount
- ✓Target closing date
- ✓Brief deal summary (optional)
Quick Underwrite
Our underwriting team reviews your deal against our funding criteria. We evaluate the property, market, and deal structure — not your personal credit score or balance sheet.
- ✓Property and market evaluation
- ✓Deal structure review
- ✓No personal credit check
- ✓Decision communicated via email + phone
Sign the Agreement
Upon approval, we send a clear, one-page funding agreement outlining the EMD amount, fee, and repayment terms. E-sign from anywhere — no in-person meetings required.
- ✓One-page funding agreement
- ✓Clear fee structure
- ✓E-signature — no in-person required
- ✓Countersigned same business day
EMD Wired to Escrow
We wire the earnest money directly to the title company or escrow agent. Your deal is locked. Your capital stays free. Move on to your next acquisition.
- ✓Wire sent directly to escrow/title
- ✓Wire confirmation provided
- ✓Deal secured — capital preserved
- ✓Repayment due at closing or deal termination
Who Qualifies
Eligibility criteria —
straightforward and deal-focused.
Commercial Property
Multifamily (5+ units), office, industrial, retail, mixed-use, or hospitality. No single-family residential.
30+ Day Closing Timeline
Deals with at least 30 days to close. Expedited review available for shorter timelines.
Executed PSA
A signed purchase and sale agreement (PSA) or LOI must be in place before funding.
US-Based Deals
We fund earnest money deposits for commercial real estate deals anywhere in the United States.
Any Investor Type
Syndicators, funds, family offices, operators, and individual investors all qualify — we evaluate the deal, not the entity type.
Clear Deal Structure
Deals must have a defined acquisition price, identified financing source, and a credible path to close.
FAQ
Common questions
We fund EMDs for multifamily (5+ units), office, industrial, retail, mixed-use, and hospitality deals across the US.
No personal guarantee required. We underwrite the deal — the property, market, and deal structure — not your personal balance sheet or credit score.
We charge a flat fee based on the EMD amount and the duration of the funding period. Fees are disclosed upfront in the funding agreement with no hidden charges.
Repayment of the EMD plus our fee is due at closing. If the deal falls through and the EMD is returned, repayment is due when the funds are released from escrow.
Expedited funding is available in select cases. Contact us directly via email at deals@earnestbridge.com to discuss rush requests.
Yes — that's one of our core use cases. Many of our clients run multiple concurrent acquisitions and use EarnestBridge to deploy EMDs across all of them without tying up equity.
Ready to Start?
Submit your deal today.
Funded in 24–48 hours.
Our team reviews every submission personally. You'll have a decision — and a clear answer either way — within hours.
Or email us directly at deals@earnestbridge.com